Wednesday, 26 October 2011

Safety First on Halloween



Just because Halloween celebrates all things scary, doesn't mean you want any safety scares of your own.  Use these tips from USA.gov to make sure you and your family have a fun and safe holiday.


Pick Visible Costumes:  Pick brightly colored costumes to make it easier for cars to see trick-or-treaters on dark roads.  If the costume must be dark, apply reflective tape on the costume or candy bags to help them be more noticeable.  Flashlights are also good to carry.

Use Face Paint instead of a Mask with your Children’s Costumes:  Face paint may work better than a mask when it comes to visibility.  If you decide to paint designs on your kids' faces, follow the directions on the face paint package closely.  It's a good idea to test the face paint a few days before Halloween and be sure to avoid the eye area when applying.

Don’t snack while Trick-or-Treating:  Inspect all treats before allowing your children to snack on them.  Toss out any candy with opened or damaged wrappers and homemade treats. 

Consider using a Glow Stick:  Make sure costumes are flame resistant.  In luminaries or jack-o-lanterns consider using a glow stick or battery-powered lights instead of candles.

Saturday, 1 October 2011

Today (Oct 1, 2011) is a good day as portability of Health Insurance policy has started on Oct 1, 2011






































Our compliments to IRDA for bringing this change.

In case any one of you faces any difficulty please inform us or comment on this blog so that it can be taken up with concerned authorities/Insurance Companies.

We feel with a view to fulfill 45 days condition Insurance Companies should start issuing renewal notice 60 days in advance, because only then the customer can fulfill the procedural requirement.

It is then that customer can make up his mind for portability and submit the following

(a) Portability Form

(b) Portability Form

To new insurance company.

We feel Insurance companies should set up the system to issue receipt so that client can use it for reference. A clarification 15 is calendar days or 15 working days will be appreciated. We assume it is 15 calendar days.